{"id":6933,"date":"2022-10-21T03:48:10","date_gmt":"2022-10-21T03:48:10","guid":{"rendered":"https:\/\/quomarkets.com\/?p=6933"},"modified":"2023-09-08T05:53:36","modified_gmt":"2023-09-08T05:53:36","slug":"how-to-diversify-your-investment","status":"publish","type":"post","link":"https:\/\/www.quomarkets.com\/zh_cn\/%e6%8a%95%e8%b5%84%e5%9f%ba%e7%a1%80\/investing\/%e5%a6%82%e4%bd%95%e5%ae%9e%e7%8e%b0%e6%8a%95%e8%b5%84%e5%a4%9a%e5%85%83%e5%8c%96\/","title":{"rendered":"\u5982\u4f55\u5206\u6563\u6295\u8d44\uff1f"},"content":{"rendered":"<p><b><span data-contrast=\"none\">\u4ece\u957f\u8fdc\u6765\u770b\uff0c\u591a\u5143\u5316\u662f\u83b7\u5f97\u826f\u597d\u6295\u8d44\u56de\u62a5\u7684\u6700\u4f73\u65b9\u5f0f\u3002\u4e3a\u4ec0\u4e48\u4f60\u9700\u8981\u8fd9\u6837\u505a\uff1f\u4f60\u8be5\u600e\u4e48\u505a\uff1fMeDirect \u9ad8\u7ea7\u4ea7\u54c1\u7ecf\u7406 Gilles Coens \u4e3a\u6211\u4eec\u63d0\u4f9b\u4e86\u4ed6\u7684\u4e94\u6761\u9ec4\u91d1\u6cd5\u5219\u3002<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335551550&quot;:2,&quot;335551620&quot;:2,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u7531\u4e8e\u5229\u7387\u4f4e\uff0c\u50a8\u84c4\u8d26\u6237\u51e0\u4e4e\u8d5a\u4e0d\u5230\u94b1\u3002\u5982\u679c\u4ece\u5229\u7387\u4e2d\u6263\u9664\u901a\u8d27\u81a8\u80c0\uff0c\u5b9e\u9645\u56de\u62a5\u53ef\u80fd\u4e3a\u8d1f\u3002\u56e0\u6b64\uff0c\u6bd4\u5229\u65f6\u4eba\u5c06\u7ea6 20% \u7684\u8d44\u4ea7\u6295\u8d44\u4e8e\u57fa\u91d1\u4e5f\u5c31\u4e0d\u8db3\u4e3a\u5947\u4e86\uff1b\u8fd9\u4f7f\u4ed6\u4eec\u80fd\u591f\u4eab\u53d7\u901a\u5e38\u5f88\u6709\u5438\u5f15\u529b\u7684\u56de\u62a5\uff0c\u800c\u65e0\u9700\u627f\u62c5\u592a\u591a\u98ce\u9669\u3002<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ol>\n<li><b><span data-contrast=\"none\"> \u7559\u51fa\u50a8\u84c4\u50a8\u5907\u91d1<\/span><\/b><\/li>\n<\/ol>\n<p><span data-contrast=\"none\">\u6bcf\u4e2a\u6295\u8d44\u7ec4\u5408\u90fd\u5e94\u8be5\u6709\u50a8\u84c4\u50a8\u5907\u3002MeDirect \u9ad8\u7ea7\u4ea7\u54c1\u7ecf\u7406 Gilles Coens \u8868\u793a\uff1a\u201c\u4f60\u5e94\u8be5\u6709\u76f8\u5f53\u4e8e\u4e09\u5230\u516d\u4e2a\u6708\u85aa\u6c34\u7684\u50a8\u5907\u3002\u5982\u679c\u51fa\u73b0\u95ee\u9898\uff0c\u6bd4\u5982\u5931\u4e1a\u3001\u751f\u75c5\u6216\u6536\u5165\u4e0b\u964d\uff0c\u4f60\u5e94\u8be5\u80fd\u591f\u7528\u8fd9\u7b14\u50a8\u5907\u6765\u652f\u4ed8\u989d\u5916\u7684\u8d39\u7528\u3002\u5982\u679c\u4f60\u56e0\u4e3a\u7f3a\u4e4f\u6d41\u52a8\u6027\u548c\u53ef\u80fd\u4ee5\u4e0d\u5229\u7684\u4ef7\u683c\u51fa\u552e\u90e8\u5206\u8bc1\u5238\uff0c\u90a3\u5c06\u662f\u4e00\u4ef6\u4ee4\u4eba\u9057\u61be\u7684\u4e8b\u3002\u201d<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u201c\u628a\u8fd9\u4e9b\u94b1\u5b58\u5165\u50a8\u84c4\u8d26\u6237\uff0c\u6bd4\u4f20\u7edf\u50a8\u84c4\u8d26\u6237\u56de\u62a5\u66f4\u9ad8\u3002\u6709\u4e86\u8d85\u51fa\u50a8\u5907\u7684\u91d1\u989d\uff0c\u60a8\u5c31\u53ef\u4ee5\u8fdb\u884c\u6295\u8d44\uff0c\u5e0c\u671b\u83b7\u5f97\u66f4\u597d\u7684\u56de\u62a5\u3002\u201d<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ol start=\"2\">\n<li><b><span data-contrast=\"none\"> \u901a\u8fc7\u57fa\u91d1\u5b9e\u73b0\u6295\u8d44\u591a\u5143\u5316<\/span><\/b><\/li>\n<\/ol>\n<p><span data-contrast=\"none\">\u5409\u5c14\u65af\u00b7\u79d1\u6069\u65af (Gilles Coens) \u8b66\u544a\u79f0\uff1a\u201c\u628a\u6240\u6709\u7684\u9e21\u86cb\u653e\u5728\u4e00\u4e2a\u7bee\u5b50\u91cc\uff0c\u5373\u5c06\u6240\u6709\u8d44\u4ea7\u6295\u8d44\u4e8e\u4e00\u53ea\u660e\u661f\u80a1\u7968\u6216\u4e00\u4e2a\u770b\u4f3c\u2018\u7edd\u5999\u2019\u7684\u60f3\u6cd5\uff0c\u5e76\u4e0d\u662f\u4e00\u4e2a\u597d\u4e3b\u610f\u3002\u201d<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u201c\u7531\u4e8e\u57fa\u91d1\u6839\u636e\u5176\u6295\u8d44\u653f\u7b56\u5c06\u8d44\u4ea7\u5206\u6563\u5230\u5176\u4ed6\u8bc1\u5238\u4e2d\uff0c\u56e0\u6b64\u5b83\u4eec\u63d0\u4f9b\u4e86\u9ad8\u5ea6\u7684\u591a\u6837\u5316\u3002\u901a\u8fc7\u7ec4\u5408\u6295\u8d44\u4e8e\u4e0d\u540c\u8d44\u4ea7\u7c7b\u522b\u7684\u57fa\u91d1\uff0c\u60a8\u53ef\u4ee5\u8fdb\u4e00\u6b65\u5206\u6563\u98ce\u9669\u3002\u800c\u4e14\uff0c\u60a8\u5c06\u83b7\u5f97\u4e00\u4e2a\u591a\u5143\u5316\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u5176\u4e2d\u4e00\u4e9b\u8d44\u4ea7\u7c7b\u522b\u4f1a\u4e0a\u6da8\uff0c\u800c\u5176\u4ed6\u8d44\u4ea7\u7c7b\u522b\u4f1a\u4e0b\u8dcc\u3002\u6df7\u5408\u6216\u591a\u8d44\u4ea7\u57fa\u91d1\u53ef\u80fd\u662f\u4e0d\u60f3\u6295\u8d44\u591a\u53ea\u57fa\u91d1\u7684\u6295\u8d44\u8005\u7684\u89e3\u51b3\u65b9\u6848\u3002\u5982\u4eca\uff0c\u5b83\u4eec\u662f\u6bd4\u5229\u65f6\u6700\u53d7\u6b22\u8fce\u7684\u57fa\u91d1\u4e4b\u4e00\u3002\u201d<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ol start=\"3\">\n<li><b><span data-contrast=\"none\"> \u9009\u62e9\u804c\u4e1a\u7ecf\u7406\u4eba<\/span><\/b><\/li>\n<\/ol>\n<p><span data-contrast=\"none\">Gilles Coens \u7ee7\u7eed\u8bf4\u9053\uff1a\u201c\u5982\u679c\u4f60\u60f3\u5efa\u7acb\u4e00\u4e2a\u591a\u5143\u5316\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u90a3\u4e48\u4f60\u8981\u95ee\u95ee\u81ea\u5df1\u662f\u5426\u6709\u8db3\u591f\u7684\u65f6\u95f4\u548c\u77e5\u8bc6\uff0c\u662f\u5426\u6709\u8db3\u591f\u7684\u5fc3\u6001\u6765\u9009\u62e9\u80a1\u7968\u3001\u57fa\u91d1\u548c\u503a\u5238\uff0c\u662f\u5426\u6709\u8db3\u591f\u7684\u77e5\u8bc6\u6765\u6267\u884c\u5206\u6790\uff0c\u662f\u5426\u6709\u8db3\u591f\u7684\u5de5\u5177\u6765\u8ba9\u81ea\u5df1\u5145\u5206\u4e86\u89e3\u60c5\u51b5\u3002\u201d\u201c\u5982\u679c\u6211\u4eec\u60f3\u8bda\u5b9e\u4e00\u70b9\uff0c\u7b54\u6848\u5f80\u5f80\u662f\u2018\u4e0d\u2019\u3002\u201d<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u201c\u57fa\u91d1\u7ecf\u7406\u662f\u62e5\u6709\u5fc5\u8981\u624b\u6bb5\u3001\u4e13\u4e1a\u77e5\u8bc6\u548c\u4eba\u5458\u7684\u4e13\u4e1a\u4eba\u58eb\u3002\u4ed6\u4eec\u6839\u636e\u4e00\u7ec4\u5206\u6790\u5e08\u7684\u5de5\u4f5c\u505a\u51fa\u51b3\u7b56\uff0c\u8fd9\u4e9b\u5206\u6790\u5e08\u6bcf\u4e2a\u90fd\u5bc6\u5207\u5173\u6ce8\u51e0\u53ea\u80a1\u7968\u3002\u6839\u636e\u57fa\u91d1\u7684\u7c7b\u578b\uff0c\u59d4\u6258\u7ed9\u4ed6\u4eec\u7684\u8d44\u91d1\u5c06\u6295\u8d44\u4e8e\u80a1\u7968\u3001\u503a\u5238\u3001\u5176\u4ed6\u91d1\u878d\u4ea7\u54c1\u6216\u4ea7\u54c1\u7ec4\u5408\u3002\u8fd9\u6837\u505a\u7684\u76ee\u7684\u662f\u4e3a\u4e86\u5b9e\u73b0\u9884\u5b9a\u76ee\u6807\uff1a\u4f8b\u5982\uff0c\u5728\u964d\u4f4e\u98ce\u9669\u5e76\u4fdd\u6301\u5728\u4e00\u5b9a\u9650\u5ea6\u5185\u7684\u540c\u65f6\u8d85\u8d8a\u57fa\u51c6\u3002\u201d<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ol start=\"4\">\n<li><b><span data-contrast=\"none\"> \u7740\u773c\u957f\u8fdc<\/span><\/b><\/li>\n<\/ol>\n<p><span data-contrast=\"none\">\u201c\u6295\u8d44\u80a1\u5e02\u5e76\u975e\u6ca1\u6709\u98ce\u9669\u3002\u57fa\u672c\u539f\u5219\u4e4b\u4e00\u662f\uff0c\u4efb\u4f55\u6f5c\u5728\u7684\u9ad8\u56de\u62a5\u90fd\u6d89\u53ca\u98ce\u9669\u3002\u56de\u62a5\u65e0\u6cd5\u4fdd\u8bc1\uff0c\u6295\u8d44\u8d44\u672c\u53ef\u80fd\u4f1a\u635f\u5931\u3002\u5982\u679c\u5e02\u573a\u6ce2\u52a8\uff0c\u5e73\u5747\u800c\u8a00\uff0c\u5b83\u4eec\u603b\u662f\u5448\u6b63\u5411\u6ce2\u52a8\u3002\u4ece\u957f\u8fdc\u6765\u770b\uff0c\u80a1\u7968\u548c\u503a\u5238\u6295\u8d44\u7ec4\u5408\u7684\u6536\u76ca\u5c06\u9ad8\u4e8e\u73b0\u91d1\u6216\u50a8\u84c4\u8d26\u6237\u3002\u201c\u6295\u8d44\u57fa\u91d1\u4e0e\u6295\u673a\u76f8\u53cd\uff0c\u201dGilles Coens \u8bf4\u3002<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u201c\u8981\u4ece\u8fd9\u4e00\u957f\u671f\u8d8b\u52bf\u4e2d\u83b7\u5229\uff0c\u4f60\u9700\u8981\u80fd\u591f\u5728\u80a1\u5e02\u51fa\u73b0\u95ee\u9898\u65f6\u2018\u7a33\u624e\u7a33\u6253\u2019\u3002\u800c\u8fd9\u53ea\u6709\u5f53\u4f60\u7684\u6295\u8d44\u671f\u9650\u8d85\u8fc7\u4e00\u4e2a\u80a1\u5e02\u5468\u671f\u65f6\u624d\u80fd\u6210\u529f\u3002\u516b\u5e74\u88ab\u8ba4\u4e3a\u662f\u6700\u4f4e\u6295\u8d44\u671f\u9650\u3002\u201d<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span 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Why do you need to do this? And how do you go about it? Gilles Coens, Senior Product Manager at MeDirect, gives us his five golden rules.\u00a0 \u00a0 Because of the low-interest rates, savings accounts hardly earn any money. The [&hellip;]<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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